Have you ever tried to keep a budget, or track your expenses? We have tried just about every method under the sun from no budget to envelopes to high tech automatic tracking. Through our experiences we have found that simpler is better and have finally found a system that works for us.
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Selected Links From This Episode
- The Life Coach School Podcast by Brooke Castillo
- Personal Income Spending Flow Chart
- DIY Money Podcast
- Mint
- YNAB – You Need A Budget
- Simple
- Acorns
2:35 – Brooke Castillo – be a peach and how Ashley is not a grapefruit.
4:30 – Why is December such a hard month for budgeting?
5:00 – Why should you even have a budget?
8:00 – Personal income spending flow chart and how to create a budget.
12:00 – Our history with budgeting, we have tried:
14:30 – The jar savings method.
15:45 – The envelope method.
17:00 – Credit cards miles/points.
18:00 – Mint.
19:15 – Why you need to track your spending manually.
20:45 – YNAB – You Need A Budget
22:15 – How we simplified our categories and tracking – The bucket method.
25:30 – How we track our expenses without a smart phone.
29:15 – Dedicated checking account for budgeting.
31:45 –Automatic savings tools.
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